TopCashBack is my favourite UK cashback site. I have been using it for over a year and have received over £400, as you can see here (click on the image to enlarge):

My TopCashBack Earnings

There are loads of cashback sites available now, but I joined this one because it was recommended at the Money Saving Expert website (Martin Lewis is my hero!)

There is no fee to join and they give you all the cash back that they receive, so you get the maximum payout possible. They also guarantee the highest cashback rates. As I have never had any problems with getting paid, I have stayed loyal to the site and to be honest have never even looked at changing to a different cashback site.

For anyone not familiar with how it works, a cash back site contains hundreds or thousands of different retailers, most of which are high street names that you are familiar with and may already shop with (M&S, Boots, Vodafone, Tesco, and lots of clothing retailers etc, insurance companies, credit cards companies etc. If there is anything at all that you may be thinking of purchasing or signing up for online, just click through to the retailer using the cashback site, and you will receive cashback on your purchase.

The cashback amounts vary from around 5% of the cost of your purchase, to much larger amounts e.g. £100 or more is not uncommon if you are signing up to a new mobile phone deal or credit card. The cashback is not taken off your purchase straight away – you have to pay the retailer as normal and the cashback site tracks the sale. Then a few weeks later you will get the money back through the cashback site. TopCashBack pay directly into your bank account or you can get a cheque or request payment by Paypal. There is no minimum payout level so you can cash out at any time for as little or as much as you have in your cashback balance.

Do you fancy earning over £20 in a few minutes? There are a few offers where you can get cashback without actually spending anything. So for example, if you sign up for a LoveFilm (dvd rental) free trial, you will receive cashback of £18. A free trial from Audible pays £4. The Credit Expert free trial pays 50p. Just remember to cancel your subscriptions before the trial periods end if you do not want to pay for them! If you sign up to TopCashBack now that’s a total of more than £20 from the comfort of your home in the time it takes you  to enjoy a nice cup of tea. Ahhh

Happy shopping, Melissa x

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